Comprehensive Business Protection for Small & Medium Enterprises
Offered by leading insurers: Allianz, MSIG, QBE, Chubb, Takaful, and more
🔐 Why SME Insurance?
Running a business comes with risks—fire, theft, liability claims, equipment breakdown, and even employee injuries. SME Insurance is specially designed to protect your business assets, income, and liability so you can focus on growth with peace of mind.
Coverage Type | Description |
🔥 Fire & Property Damage | Covers your shoplot, warehouse, or office building against fire & explosion |
🛠️ Burglary & Theft | Protection for stolen stock, equipment, or cash |
🌊 Flood & Natural Disasters | Optional add-on for flood, storm, lightning |
⚖️ Public Liability | Covers claims for third-party injury or property damage |
🧑🏭 Employer’s Liability | Protects the company if an employee is injured at work |
🩺 Group Personal Accident | Coverage for employees against accidents (on or off duty) |
⚡ Equipment & Machinery | Covers breakdown, damage, or loss of business tools & machinery |
📉 Loss of Income / BI | Compensates for loss of business income due to insured events |
📦 Stock-in-Trade Protection | Covers inventory from fire, theft, and water damage |
🖥️ Electronic Equipment | Protection for POS systems, PCs, CCTV, laptops, etc. |